At Armed Forces Loans we have a flexible approach towards evaluating your loan application. Unless there are some serious issues with your credit history, we try our best to say yes. Our military loan rates will vary depending on several factors such as your monthly income, past credit history, the amount and length of the loan, and current financial obligations.
A military recruiter determines if the candidate is a possible recruit. A recruiter will ask about marital status, health, education, drug use, and arrest record. It is important for the candidate to be upfront and truthful when answering questions. Once the recruiter has determined the individual is qualified for additional processing, the ASVAB is scheduled. A physical examination may also be conducted at the time of the test. 
Under the Montgomery GI Bill, the Army, Navy, Air Force, Marine Corps and Coast Guard (and their Reserves and the National Guard) provide a cash education incentive to encourage you to join and serve a tour of duty. The Montgomery GI Bill (MGIB) provides up to 36 months of education benefits to eligible veterans for college, business, technical or vocational courses, correspondence courses, apprenticeship/job training and flight training. MGIB benefits may be used while on active duty or after a fully honorable discharge from active duty.
You often hear people say something like, "I got a 70 on the ASVAB." What they are talking about is the ASVAB AFQT score or Armed Forces Qualification Test Score. Many people think the AFQT score is the overall ASVAB score, but that's not correct. In fact, the AFQT score is derived from only four of the nine ASVAB subtests: Paragraph Comprehension (PC), Word Knowledge (WK), Mathematics Knowlege (MK), and Arithmetic Reasoning (AR).
Your performance in four basic areas – Arithmetic Reasoning (AR), Mathematics Knowledge (MK), Paragraph Comprehension (PC), and Word Knowledge (WK) determines whether you’ve made the grade. Your scores in the AR, MK, and Verbal Composite (VE, which is WK+PC) sections add up to the all-important “AFQT” (Armed Forces Qualifying Test) score that recruiters use to see if you are eligible to serve.
The MET (Mobile Examination Test) Site ASVAB is only for those who have been referred by a recruiter to take the exam because it is only for enlistment into one of the branches of the military. This exam is broken up into 8 parts and is very similar to the CAT-ASVAB. The primary difference here is that the MET Site ASVAB is conducted with a pencil and paper rather than on the computer. This means that the answers to the MET ASVAB can be changed, but the test is still timed, so it is a good idea to keep track of the time while testing. Also, test takers for the MET ASVAB are not penalized for wrong answers, so always guess and respond to all of the questions in order to maximize your chances for scoring well on the exam.
The Army, Navy, Air Force and Marine Corps each provide tuition assistance (a "kicker") in addition to what you earn through the Montgomery GI Bill. Each service controls the amount of extra money it provides. The Army fund increases the amount of support to as much as $70,000, the Navy fund increases the amount of support to as much as $50,000 and the Marine Corps fund increases the amount of support to as much as $30,000. College Funds are awarded on a competitive basis according to academic merit (i.e., scoring in the top half of the Armed Services Vocational Aptitude Battery). To qualify one must also agree to serve six years.

Doing poorly on the ASVAB might mean missing out on the military job that you really want- and maybe not getting in the military at all. If you’re stressed about taking the ASVAB, don’t worry- we’ve got you covered! Our free study guides for the ASVAB will give you an overview of the concepts you need to know and will help you pinpoint the areas you should spend your time studying. From Arithmetic Reasoning to Word Knowledge and every subject in between, our study guides for the ASVAB will help you get the ASVAB score that you need!
Again, would you rather go into the ASVAB unsure of what to expect and not knowing if you studied the right things or would you prefer to have taken similar tests covering content commonly tested for on the real thing? Taking practice tests is a great way to build your knowledge, your confidence and your ASVAB familiarity so that you feel relaxed and confident on test day.
Each of the five services employs a single Senior Enlisted Advisor at departmental level. This individual is the highest ranking enlisted member within that respective service and functions as the chief advisor to the service secretary, service chief and Congress on matters concerning the enlisted force. These individuals carry responsibilities and protocol requirements equivalent to three-star general or flag officers. They are as follows:
These forces demobilized in 1784 after the Treaty of Paris ended the War for Independence. The Congress of the Confederation created the current United States Army on 3 June 1784. The United States Congress created the current United States Navy on 27 March 1794 and the current United States Marine Corps on 11 July 1798. All three services trace their origins to their respective Continental predecessors. The 1787 adoption of the Constitution gave the Congress the power to "raise and support armies", to "provide and maintain a navy" and to "make rules for the government and regulation of the land and naval forces", as well as the power to declare war. The President is the U.S. Armed Forces' commander-in-chief.
The percentages of FY 1999 active duty NPS accessions in each AFQT category are shown in Table 2.8. The percentage of recruits in Categories I and II was approximately the same as their civilian counterparts (males - 39 versus 39 percent; females - 34 versus 33 percent). Category III accessions greatly exceeded civilian proportions (males - 61 versus 30 percent; females - 66 versus 37 percent), while the percentage of recruits in Category IV was much lower than in the civilian population (males - 1 percent versus 20 percent; females - less than 1 percent versus 22 percent). The low percentage of Category IV recruits is, in part, a result of DoD limits of 4 percent Category IV recruits, with even lower Service limits. Ten percent of civilian males and 9 percent of civilian females scored in Category V; DoD allows no Category V recruits.
The Arithmetic Reasoning section of the test measures your ability to solve arithmetic word problems. You may be asked questions such as “If the tire of a car rotates at a constant speed of 552 times in 1 minute, how many times will the tire rotate in half an hour?” Therefore, reviewing common math key words associated with each operation is recommended. For example, if you see the key words “in all,” the problem deals with addition. If the problem asks you to “find the difference,” you are being asked to subtract. If a question asks “how many times” per day or week, you know you are dealing with multiplication. If it asks “how many in each,” you should be thinking about division. The CAT-ASVAB has 16 questions in 39 minutes; the paper-and-pencil version has 30 questions in 36 minutes.
If you didn't earn a score that was high enough to be accepted to your chosen branch of the military, or if you didn't earn a line score high enough to qualify for a desired career option, then you may retake the ASVAB. You must wait a full month before you can take the ASVAB a second time. If you wish to take the test a third time, you must wait another month from the date of your second attempt. After the third attempt, there is a waiting period of 6 months before you can take the test again.
At this point, it should be clear that an ASVAB practice test is required. The next decision is regarding the people that should be trusted to provide the test. Well, that is undoubtedly the nation's practice tests. They have a team of men and women that thoroughly analyze all areas that are covered on the ASVAB test. In addition to that, those men and women examine previous test questions and implement those so that the user of the tests is provided with the most precise questions. Lastly, one can say based on the unequivocal evidence that individuals that prepare with these ASVAB practice tests excel.
In addition, your scores on the other ASVAB composite tests will determine your career field or military occupation eligibility. Since enlistment bonuses are usually tied to your choice of occupations, the better the score, the more opportunities you have. But keep in mind, it is impossible to literally "ace" the ASVAB, so your goal should be to simply do your best.
The last requirement of the military is for military performance assessment, and learning from it. These two functions are performed by military historians and military theorists who seek to identify failures and success of the armed force, and integrate corrections into the military reform, with the aim of producing an improved force capable of performing adequately, should there be a national defence policy review.
The increasing importance of cinema in the early 20th century provided a new platform for depictions of military subjects. During the First World War, although heavily censored, newsreels enabled those at home to see for themselves a heavily sanitised version of life at the front line. About the same time, both pro-war and anti-war films came to the silver screen. One of the first films on military aviation, Hell's Angels, broke all box office records on its release in 1929. Soon, war films of all types were showing throughout the world, notably those of Charlie Chaplin who actively promoted war bonds and voluntary enlistment.
Armed Forces was the last title in a trilogy of albums that rank with the greatest three-LP series in pop-rock history. In retrospect, it also now appears to be the one on which the young Costello's pop tendencies peaked, right before they began to "mature" and grow less accessible. "Accidents Will Happen" features a melody line as beautiful as any ever written; "Oliver's Army" easily competes with the best of Abba and Brian Wilson among pop masterpieces. This is also where Costello's early themes--most notably romantic rejection equated with the horrors of neo-Nazism and modern politics--came together most precisely (the album's working title was "Emotional Fascism"). Rhino does its usual superb job, with wonderful remastering, in-depth liner notes by Costello himself (including a catty paragraph about famous groupie-author Bebe Buell, who often claims this album is about her), and a second disc of concurrent singles and alternate versions. Best of all are nine live tracks from the legendary June 4, 1978, Hollywood High School show, fully documenting that Costello & the Attractions were once among the all-time dynamic live rock acts. --Bill Holdship
From the time of its inception, the U.S. Armed Forces played a decisive role in the history of the United States. A sense of national unity and identity was forged as a result of victory in the First Barbary War and the Second Barbary War. Even so, the founders of the United States were suspicious of a permanent military force. It played a critical role in the American Civil War, continuing to serve as the armed forces of the United States, although a number of its officers resigned to join the military of the Confederate States. The National Security Act of 1947, adopted following World War II and during the Cold War's onset, created the modern U.S. military framework. The Act established the National Military Establishment, headed by the Secretary of Defense; and created the Department of the Air Force and the National Security Council. It was amended in 1949, renaming the National Military Establishment the Department of Defense, and merged the cabinet-level Department of the Army, Department of the Navy, and Department of the Air Force, into the Department of Defense.

The ASVAB test is taken by individuals interested in joining the U.S. military. It may be taken by high school students in the 10th, 11th or 12th grade. Or, it may be taken by someone who has earned a GED or higher degree. Along with determining your suitability for enlistment, the score you receive on this test lets officials know what military occupational specialties you may qualify for. 
These are sections, or sub-tests, in the ASVAB:  Word Knowledge (WK), Paragraph Comprehension (PC), Arithmetic Reasoning (AR), Mathematics Knowledge (MK), General Science (GS), Mechanical Comprehension (MC), Electronics Information (EI), and Assembling Objects (AO), Auto & Shop Information (AS):  * AI and SI are administered as separate tests in the CAT-ASVAB (computerized version), but combined into one single score (labeled AS).
Examinees also receive a score on what is called the Armed Forces Qualification Test (AFQT). AFQT scores are computed using the Standard Scores from four ASVAB subtests: Arithmetic Reasoning (AR), Mathematics Knowledge (MK), Paragraph Comprehension (PC), and Word Knowledge (WK). AFQT scores are reported as percentiles between 1-99. An AFQT percentile score indicates the percentage of examinees in a reference group that scored at or below that particular score. For current AFQT scores, the reference group is a sample of 18 to 23 year old youth who took the ASVAB as part of a national norming study conducted in 1997. Thus, an AFQT score of 90 indicates that the examinee scored as well as or better than 90% of the nationally-representative sample of 18 to 23 year old youth. An AFQT score of 50 indicates that the examinee scored as well as or better than 50% of the nationally-representative sample.
Figure 2.7 shows FY 1977 as the low point and FY 1992 as the high point in accessing recruits in Categories I to IIIA. In FY 1977, 34 percent of accessions scored in the top half of the AFQT distribution. Only 13 percent of Blacks, 19 percent of Hispanics, and 20 percent of "Others" scored in Categories I–IIIA. [3] Fifteen years later, in FY 1992, the majority of minority accessions achieved scores in the I–IIIA range (Blacks - 56 percent, Hispanics - 67 percent, "Others" - 67 percent). Hispanics have shown the most marked increase, with a 48-percentage-point gain in Category I to IIIA accessions from FY 1977 to FY 1992.
First, the ASVAB measures your accumulated knowledge in different areas. So if you are currently in school, stay focused and study hard. Your overall knowledge gained in school will most likely be reflected in your ASVAB score. Second, though accumulated knowledge is important, you may be able to raise your score by preparing specifically for the ASVAB, especially in areas where you are weak. Various study guides are available for this purpose (listed left).
The Armed Forces Qualification Test (AFQT) covers four sections from the Armed Services Vocational Aptitude Battery (ASVAB): Word Knowledge, Paragraph Comprehension, Arithmetic Reasoning, and Mathematics Knowledge. These four sections and your scores on them make up the Military Entrance Score, also known as the AFQT. Your AFQT score is used to determine your eligibility for entrance into the Armed Services.
Whereas recruits who join as officers tend to be upwardly-mobile,[14][15] most enlisted personnel have a childhood background of relative socio-economic deprivation.[16][17][18] For example, after the US suspended conscription in 1973, "the military disproportionately attracted African American men, men from lower-status socioeconomic backgrounds, men who had been in nonacademic high school programs, and men whose high school grades tended to be low".[14]
An important part of the military intelligence role is the military analysis performed to assess military capability of potential future aggressors, and provide combat modelling that helps to understand factors on which comparison of forces can be made. This helps to quantify and qualify such statements as: "China and India maintain the largest armed forces in the World" or that "the U.S. Military is considered to be the world's strongest".[29]
[1] See two documents: Sims, W.H. and Truss, A.R., A Reexamination of the Normalization of Armed Services Vocational Aptitude Battery (ASVAB) Forms 6, 7, 6E, and 7E (Alexandria, VA: Center for Naval Analyses, September 1980); and Laurence, J.H. and Ramsberger, P.F., Low-Aptitude Men in the Military: Who Profits, Who Pays? (New York: Praeger, 1991).  

The Kaplan guide has everything I needed to prepare myself for the exam. The book was a great help for refreshing my memory in math and English for the test. Timing yourself on the practice tests is also a great way to make sure you are ahead of the game and never worry about time in the actual test. This is one of the best study guides I have ever seen or used but be prepared to spend time doing the work. As I said it will take hours to go through the material and learn what you need. I believed this book had a direct result in scoring an AFQT of 99. Excellent Book!


Scoring high on the ASVAB will require preparation and study. Don’t miss out on preparing for this important test — let us help prepare you for the ASVAB. Learn more about the ASVAB test, study with our test prep materials and take our practice test. Our website will give you an idea of how well you’ll score, identifies areas that you may need to work on and suggests resources and techniques that you can use. Additionally, check out the books that we recommend – these are the highest rated ASVAB preparation books available. Check out our ASVAB Study Guides. Interested in college? Check out our College Scholarships Guide, search over 20 million scholarships and grants.
There are two types of military history, although almost all texts have elements of both: descriptive history, that serves to chronicle conflicts without offering any statements about the causes, nature of conduct, the ending, and effects of a conflict; and analytical history, that seeks to offer statements about the causes, nature, ending, and aftermath of conflicts – as a means of deriving knowledge and understanding of conflicts as a whole, and prevent repetition of mistakes in future, to suggest better concepts or methods in employing forces, or to advocate the need for new technology.
It is critical to know how ASVAB scores are calculated and what they are used for.  The Armed Services Vocational Aptitude Battery (ASVAB) tests are used to identify whether a candidate is qualified to enlist in a particular branch of the U.S. Military.  The ASVAB test is also used to determine which military jobs (referred to as MOS for Military Occupational Specialties) a candidate is best suited for.  ASVAB scores can also be used by test takers to help explore which careers they may be a good fit for them – whether they go into the military or not. While no one officially passes or fails the ASVAB, each branch of the military has specific minimum scores required for enlistment.  Your scores also affect the type of military job, enlistment bonuses and salary you are eligible for.
The Paragraph Comprehension section of the test measures your ability to read a passage and interpret the information contained within it. You may read a selection and be asked to interpret the author’s purpose, or what a particular word in the passage means, based on the context of the sentence where it appears. To help you better prepare for the exam, the Paragraph Comprehension section of the ASVAB practice test has passages of similar length and style to those on the actual ASVAB test. The CAT-ASVAB test has 11 questions in 22 minutes; the paper-and-pencil version has 15 questions in 13 minutes.

Figure 2.7 shows FY 1977 as the low point and FY 1992 as the high point in accessing recruits in Categories I to IIIA. In FY 1977, 34 percent of accessions scored in the top half of the AFQT distribution. Only 13 percent of Blacks, 19 percent of Hispanics, and 20 percent of "Others" scored in Categories I–IIIA. [3] Fifteen years later, in FY 1992, the majority of minority accessions achieved scores in the I–IIIA range (Blacks - 56 percent, Hispanics - 67 percent, "Others" - 67 percent). Hispanics have shown the most marked increase, with a 48-percentage-point gain in Category I to IIIA accessions from FY 1977 to FY 1992.


The Armed Services Vocational Aptitude Battery is the most widely used multiple-aptitude test battery in the world. As an aptitude test, the ASVAB measures your strengths, weaknesses, and potential for future success. The ASVAB also provides you with career information for various civilian and military occupations and is an indicator for success in future endeavors whether you choose to go to college, vocational school, or a military career.
The test measures competency in 9 different subjects, which include General Science, Electronics Information, Auto and Shop Information, Mechanical Comprehension, Assembling Objects, Word Knowledge, Paragraph Comprehension, Arithmetic Reasoning, and Mathematics Knowledge. These last four sections- Word Knowledge, Paragraph Comprehension, Arithmetic Reasoning, and Mathematics Knowledge are the most important, as they make up something called the AFQT (Armed Forces Qualifications Test). An applicant’s AFQT score is what determines whether or not they are able to serve in the military at all, as each branch has minimum scores for enlistment.

The SAT requires training of the mind. More specifically it requires one to be able to pick up on context clues, make valid assumptions, and express concrete facts. This is why millions of students study intensely before they jump right into the test. Imagine if another area was added onto that same test. The person studying for that test would then need to study even harder. That is the logic that should be put forth when preparing for the ASVAB. It requires that a person expresses the previously mentioned skills while adding the verbal/physical aspects. The question becomes “How does one prepare themselves for this rigorous test?”
×