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At Armed Forces Loans we have a flexible approach towards evaluating your loan application. Unless there are some serious issues with your credit history, we try our best to say yes. Our military loan rates will vary depending on several factors such as your monthly income, past credit history, the amount and length of the loan, and current financial obligations.
The Armed Services Vocational Aptitude Battery (ASVAB test--also known as the AFQT (Armed Forces Qualification Test). This is the score used by the recruiter to determine a potential recruit’s enlistment eligibility, assign a recruit to a military jobs, and aid students in career exploration. The AFQT is actually a subset of the ASVAB - only with scores of four of the ten test sections calculated.
Command over the U.S. Armed Forces is established in the Constitution. The sole power of command is vested in the President by Article II as Commander-in-Chief. The Constitution presumes the existence of "executive Departments" headed by "principal officers", whose appointment mechanism is provided for in the Appointments Clause. This allowance in the Constitution formed the basis for creation of the Department of Defense in 1947 by the National Security Act. The DoD is headed by the Secretary of Defense, who is a civilian and member of the Cabinet. The Defense Secretary is second in the U.S. Armed Forces chain of command, with the exception of the Coast Guard, which is under the Secretary of Homeland Security, and is just below the President and serves as the principal assistant to the President in all defense-related matters.[16] Together, the President and the Secretary of Defense comprise the National Command Authority, which by law is the ultimate lawful source of military orders.[17]
High school students can take the test in their sophomore, junior, or senior years, although scores from sophomore tests can’t be used for enlistment purposes. There is no charge to sit for the exam, and the results will have no impact on your high school academic record or your college application. This is a risk-free way to better evaluate your opportunities for the future after high school graduation.
The Armed Forces Qualification Test (AFQT) is used by all of the Services to determine if an applicant is eligible for the military. Four of the ASVAB subtests are combined to form the AFQT. It measures general cognitive ability and is composed of verbal and mathematics subtests. AFQT scores are grouped into categories for reporting purposes. The table below shows the AFQT categories and the percentile score ranges corresponding to the categories. Applicants that score in AFQT category IIIA or higher may qualify for enlistment incentives.
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