At Armed Forces Loans we have a flexible approach towards evaluating your loan application. Unless there are some serious issues with your credit history, we try our best to say yes. Our military loan rates will vary depending on several factors such as your monthly income, past credit history, the amount and length of the loan, and current financial obligations.
Obviously, the most important way to prepare to take the test is to spend plenty of time reviewing practice test questions. Look at questions from all sections of the test, but pay special attention to questions on the Word Knowledge, Paragraph Comprehension, Arithmetic Reasoning, and Mathematics Knowledge sections, which will be used to calculate your Armed Forces Qualification Test (AFQT) score for enlistment.
The CAT-ASVAB is a computer-based exam that is only provided at Military Entrance Processing Stations (MEPS) for enlistment purposes. The test is customized based on the taker’s answers, so if one question is answered correctly, the next one will be more difficult. This exam is timed, although users have the option of pacing themselves throughout the exam. However, it is not possible to go back through the test and check answers or change responses after they have been submitted. The CAT-ASVAB is broken down into 10 subparts, including basics such as arithmetic and verbal skills as well as auto information, electronics, shop, and mechanical knowledge.
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There is another ASVAB score that's equally important, if not more so, because it is the score that determines if a person is eligible for military service. It's the Armed Forces Qualification Test score, or AFQT score. This score is calculated from only four of the nine Standard Scores on the ASVAB - Arithmetic Reasoning (AR), Mathematics Knowledge (MK), Paragraph Comprehension (PC), and Word Knowledge (WK). First, the WK and PC scores are added together, then the sum is doubled. This is known as the Verbal Expression (VE) score. The VE, MK, and AR scores are then added together, and the sum is the AFQT. This score is a straight percentile measure, expressed as a number from 1-99. The number is the percentage of people who scored lower than the test taker. For example, if a person receives an AFQT score of 63, that means that he did better on the test than 63% of the people who have taken it.
The Armed Forces Qualification Test (AFQT) is used by all of the Services to determine if an applicant is eligible for the military. Four of the ASVAB subtests are combined to form the AFQT. It measures general cognitive ability and is composed of verbal and mathematics subtests. AFQT scores are grouped into categories for reporting purposes. The table below shows the AFQT categories and the percentile score ranges corresponding to the categories. Applicants that score in AFQT category IIIA or higher may qualify for enlistment incentives.
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